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Commercial Accounts

Account Type	Minimum to Open/Minimum Daily Balance	Balance Requirement Fee (If below minimum daily balance any day during statement cycle)	Features	Transaction Fees and Limits	Interest Bearing	Uncollected Funds Charge (per statement cycle)
EZ Small Business Commercial Checking	$200/$200	$200/$200	25 free Debits per month E-Statement Free Paper Statement $5	$0.25 per Debit in excess of monthly allowed free items	No	N/A
Small Business Commercial Checking	$1,000/$1,000	$10/month	50 free Debits per month E-Statement Free Paper Statement $5	$0.50 per Debit in excess of monthly allowed free items	No	N/A
Commercial Checking	$200	$10/month	Earnings credit is used to help offset monthly fees E-Statement Free Paper Statement $5	$0.15 per item	No	17.50% per annum of average daily uncollected balance
Commercial Super NOW Account (sole proprietorship or non-profit organization only)	$100/$1,000	$7.50/month	Unlimited Transactions E-Statement Free Paper Statement $5	N.A.	Yes	N.A.
Commercial Elite Money Market	$1,000/$2,500	$10/month	Unlimited Transactions E-Statement Free Paper Statement $5	N.A.	Yes	N.A.
Commercial Savings	$100/$100	$5/quarter	Unlimited Transactions E-Statement Free Paper Statement $5	N.A.	Yes	N.A.