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Account Type	Minimum to Open/Minimum Daily Balance	Balance Requirement Fee (If below minimum daily balance any day during statement cycle)	Features	Transaction Fees and Limits	Interest Bearing
Personal Checking	$100/$500	$7/month	Unlimited Checking Debit Card access No Charge	No Transaction Limits $3 Paper Statement Fee No Fee for E-Statements	No
Value Checking	$50	N.A.	10 free debits per month Debit Card access No Charge	No Transaction Limits $3 Paper Statement Fee No Fee for E-Statements	No
Super NOW	$100/$1,000	$7.50/month	Unlimited Checking Debit Card access No Charge	$5 Paper Statement Fee No Fee for E-Statements.	Yes
Elite Money Market	$1,000/$2,500	$10/month	Unlimited Transactions	$5 Paper Statement Fee No Fee for E-Statements.	Yes
Personal Savings	$100/$100	$5/quarter	Unlimited Transactions	$5 Paper Statement Fee No Fee for E-Statements.	Yes
Health Savings	$100	N.A.	$45 one time set up fee Debit Card access No Charge	N.A.	Yes

1. Accrued interest will not be credited if account is closed before statement cycle.

2. Use your Debit Card at any ATM in the USA at no charge. Off-site charges that other banks may assess for using their ATMs will be automatically rebated back to your account.